If you own your home, why did you buy it? More as a home or as an investment? And did you buy more than you could really afford at the time?

Bought to live in and kept within our means but I do also have some investment properties tied up with my superannuation and have bought land with an intention of maybe living there at sometime and so that is now just a nestegg.

I think it makes a lot of sense to look at your home as a home. If you start thinking of it as an investment, you aren't as likely to make rational decisions the way you might with other investments, because there is an emotional and convenience factor involved. It might be appropriate to sell a house, and you would if it were an investment, but you might not if it is also your home.

Good move, Wanderer.