Building up a Credit Ratting in Australia

Go Back   Living and Working in Australia Forum With Immigration and Travel Information > General topics > General chit-chat and news

General chit-chat and news This is the general chat and social section of the forum. Feel free to use this area to talk about topics that don't fit elsewhere on the site. We may also use this section to make news announcements for the site.

Building up a Credit Ratting in Australia

Closed Thread
LinkBack Thread Tools
  #1 (permalink)  
Old 08-15-2016, 09:19 AM
Senior Member
Join Date: Jul 2016
Posts: 69
Users Flag! From australia

5 likes received
8 likes given
Building up a Credit Ratting in Australia

For a recently returning Australia after many years abroad and my wife who is in the Process of applying for Residency, (BVA visa) I am thinking about ways to build a credit ratting in Australia.

Initially utility bills will not be in either of our names, do people have suggestions on how to start building a good credit ratting when you don't have much in your own name here?

Does a mobile phone account with Telstra really make much difference, or do you need a credit card etc to make any real impact ?

  #2 (permalink)  
Old 08-15-2016, 04:09 PM
Senior Member
Join Date: Jul 2015
Location: Australlia
Posts: 5,948
Users Flag! From australia

1178 likes received
345 likes given
I've never worried about credit rating reports in Australia as they only tended to hold negative info.

No credit history has always meant no problems.

I am not sure that companies like Telstra would contact all the credit agencies just to say that people have paid bills on time. But they do if you don't pay

Visa Route: 600/300/600/820/801
PMV to PR 44 months.
Our Timeline

  #3 (permalink)  
Old 09-18-2016, 12:48 AM
Active Member
Join Date: Sep 2016
Posts: 9
Users Flag! From uk

Is there a transpacific agreement to share credit history between NZ and AU?

Sponsored Links
  #4 (permalink)  
Old 09-27-2016, 07:12 AM
Senior Member
Join Date: Apr 2015
Posts: 111
Users Flag! From australia

11 likes received
3 likes given
A credit card would be best, even if it only has a small credit limit.

Closed Thread

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Qualifications building and carpentry colby1980 Jobs and work 0 03-23-2016 12:43 PM
Building a Dream House Anastatius Housing 2 08-12-2015 10:02 AM
Building Surveyor Jobs Jaydeep Jobs and work 0 07-26-2014 02:10 AM
Building Surveyors Jimmy123 Jobs and work 0 04-12-2012 11:14 PM
Queensland building boost Real Estate Brisbane Housing 7 07-22-2011 04:06 AM

By using this Website, you agree to abide by our Terms and Conditions (the "Terms"). This notice does not replace our Terms, which you must read in full as they contain important information. You must not post any defamatory, unlawful or undesirable content, or any content copied from a third party, on the Website. You must not copy material from the Website except in accordance with the Terms. This Website gives users an opportunity to share information only and is not intended to contain any advice which you should rely upon. It does not replace the need to take professional or other advice. We have no liability to you or any other person in respect of any content on this Website.

All times are GMT. The time now is 11:50 AM.

Powered by vBulletin®
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2020 DragonByte Technologies Ltd.