Hello everyone,
My partner and I are currently applying for a 309/100 for myself and had a few questions regarding the lengths we should go to in supplying our bank statement information. We have been in a relationship for 4 years, engaged for 2 years and living in my family home with my mother & 2 sisters for 3 and a half years. We're currently going through our bank statements for the past 4 years and are wondering if it's a little too much to submit? It is often the case that with joint purchases (food shops, leisure etc) that I will pay for the items on my card and then my partner will send me half over paypal. It has been this way from the very beginning and includes rent payments I send to my mother. I have downloaded and filtered all paypal transactions to one another for the past 4 years, colour coded them based on what the transaction was for, and left the original payment note given with the transaction. Alongside this we were planning on submitting our regular bank statements; I have already gone through 4 years of my own, colour coded and annotated them, and my partner is currently doing the same. Looking at them all, it seems like it may be a little too much? There is a huge amount of information as it contains every bank transaction each of us has made over the past 4 years, plus all of our paypal transactions. Our reasoning for this was because the only asset that we own together is our shared car we've owned for a year and both of our names on a shared insurance policy as we're still living at home with my family. I've read on here that sometimes case officers will say that there's too much information to sort through and were wondering if ours may be a little overkill? Any suggestions would be highly appreciated!
I think like most people, we're just a little nervous and want our application to go as smooth as possible!
Thanks,
Dan & Yaz
My partner and I are currently applying for a 309/100 for myself and had a few questions regarding the lengths we should go to in supplying our bank statement information. We have been in a relationship for 4 years, engaged for 2 years and living in my family home with my mother & 2 sisters for 3 and a half years. We're currently going through our bank statements for the past 4 years and are wondering if it's a little too much to submit? It is often the case that with joint purchases (food shops, leisure etc) that I will pay for the items on my card and then my partner will send me half over paypal. It has been this way from the very beginning and includes rent payments I send to my mother. I have downloaded and filtered all paypal transactions to one another for the past 4 years, colour coded them based on what the transaction was for, and left the original payment note given with the transaction. Alongside this we were planning on submitting our regular bank statements; I have already gone through 4 years of my own, colour coded and annotated them, and my partner is currently doing the same. Looking at them all, it seems like it may be a little too much? There is a huge amount of information as it contains every bank transaction each of us has made over the past 4 years, plus all of our paypal transactions. Our reasoning for this was because the only asset that we own together is our shared car we've owned for a year and both of our names on a shared insurance policy as we're still living at home with my family. I've read on here that sometimes case officers will say that there's too much information to sort through and were wondering if ours may be a little overkill? Any suggestions would be highly appreciated!
Thanks,
Dan & Yaz