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Hi everyone,

Is a Permanent Resident here need any insurance for delivering a baby?
If yes - Which is the good insurance plan?
If no- Medicare is sufficient?

Thanks in advance
 

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If you already have access to Medicare then you can have a baby in the public hospital system without any problem.
 

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Hi everyone,

Is a Permanent Resident here need any insurance for delivering a baby?
If yes - Which is the good insurance plan?
If no- Medicare is sufficient?

Thanks in advance
Hi Sivaranjani,

Most private health insurance providers offer pregnancy insurance. But please do note that a 12-month waiting period applies for pregnancy related coverage. That means you'll need to have arranged this atleast 3 months before falling pregnant.

Otherwise, you can rely on your Medicare alone.

Cheers!
 

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Have to consider the costs of paying into the insurance itself with wait times, as well as the cost of a private ob overall and any excess for the hospital stay. But aside from cost, we were very happy with our experience with private.
 
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