Hi, my partner and I were wondering how does immigration go about charging the application fee? Do they do it when you first apply for the 820 visa? Do they charge right after you submit your application or do they charge when you are approved for permanent residency? If they do charge you after you submit and they process the application but you fail to succeed do they refund you the money? It seems a bit silly paying $6800 and then immigration denying you. Thanks for the help!