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I think that'll be a bit difficult, I recommend going to a registered migration agent for this, they're the best people to go for when it comes to lacking in evidence as they can guide you on whether you should submit a partner visa or not.

I believe DIBP do look at financial aspect quite heavily as it depicts how you live your life as a couple on a daily basis, it further supports your statement that you need to provide. My best advice now is gather as much evidence you have to prove you have been in this relationship over the past 3 years (Photos, travel, joint expenses, anything that has a issue date & joint names!)

The DIBP understands every relationship is different and there have been a growing trend of couples handling finances on their own but still being genuine couple. Best of luck.
 
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