[wrussell]

With the above refusal in hand what are my chances of accquring a tourist visa where I am genuinly planning on visiting my girlfriend.

Not good.

All the best with an application

 

[wrussell]

hank you appreciate your opinion, will my visa get approved if I pay a migration agent to do it?

With professional assistance, you might have somewhat better prospects, but here is certainly no guarantee of success.

Your issues would be:
Satisfying the minister's delegate that, you have enough money for the purpose of your proposed visit and you have enough incentive to return home, and you are likely to do so before your visa expires.

The fact that you took a doomed case to the AAT does not help. A delegate might reasonably take the view that you did so only to extend your stay in Australia and you might take similar steps again.