Bank statements partner vis/joint account - Page 2

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Bank statements partner vis/joint account - Page 2


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  #11 (permalink)  
Old 02-13-2015, 08:11 AM
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Hey,

Regarding mutual financial evidence, I looked through my bank statements today and they actually show what the BPAY payments were for. Now, do they have to cover a whole year as I started transferring money on my partner's bank account something like two months after I moved in. Knowing that I've been on the lease since december 2013 when we moved in but only started transferring bills payment from march, can I show bank statements over let's say a six months period? Or does it have to be a full year?

Also, can the DIAC call the companies and ask them for further proofs or will they only rely on our bank statements?


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Old 02-13-2015, 09:37 AM
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Quote:
Originally Posted by roaamoey2014 View Post
Hi,
can anyone tell me if I need to have a joint bank account between me and my wife while shes overseas knowing that it might be not possible I can only send her money through money transfer agent which I have been doing regularly.
Thanks.
No you don't need to have a joint account - you can show you have joined your finances in other ways e.g sending money regularly.

Best thing to do would be to search this forum for "financial evidence" (search bar up the top). It will give you information on all the things people do to prove joint finances so you can ensure your application is as strong as possible.

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Old 02-13-2015, 09:41 AM
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Quote:
Originally Posted by AstJms View Post
Hey,

Regarding mutual financial evidence, I looked through my bank statements today and they actually show what the BPAY payments were for. Now, do they have to cover a whole year as I started transferring money on my partner's bank account something like two months after I moved in. Knowing that I've been on the lease since december 2013 when we moved in but only started transferring bills payment from march, can I show bank statements over let's say a six months period? Or does it have to be a full year?

Also, can the DIAC call the companies and ask them for further proofs or will they only rely on our bank statements?
That's good news. You need to show joint finances for an entire year atleast. This doesn't mean that you have to rely on showing the one form of financial evidence for a year. But there shouldn't be any gaps in evidence in the period you want to claim you were in a defacto relationship.

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  #14 (permalink)  
Old 02-13-2015, 04:46 PM
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Quote:
Originally Posted by Engaus View Post
That's good news. You need to show joint finances for an entire year atleast. This doesn't mean that you have to rely on showing the one form of financial evidence for a year. But there shouldn't be any gaps in evidence in the period you want to claim you were in a defacto relationship.
Sorry, what do you mean by relying on "showing the one form of financial evidence for a year". We lived together for more than a year as we moved in our first place in december 2013. My name being on the lease for that place then but when it comes to bills, i only started transferring funds on my partner's account after two/three months. Can i show the transfers from then knowing that we will have the lease as proof of living together since then? I did do some grocery shopping back then though in the area right after we moved in. I only was named on the bills from february 2014. Will it work out?

Thank you


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Old 02-13-2015, 05:40 PM
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Do you mean as in if I started paying bills a bit later. It could be proof of grocery shopping or anything else?


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Old 02-13-2015, 06:32 PM
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I didn't say that you had to rely on showing the one form of financial evidence for a year.

You need to show joint finances for the ENTIRE time you are claiming to be in a defacto relationship. So if you are telling IMMI you were in a defacto relationship with your parter - lets say for example - for 1.5 years. You can't only show proof for 13 months of that relationship. You need to show proof for the entire 1.5 years. Otherwise you need to adjust the date you became defato relationship with your partner if you don't have the proof to back it up on paper.

So if you moved in together in December 2013 and you started transferring money in Feb/Mar 2014 you will need to provide other financial proof from Dec - Feb/March to bridge the gap. You can't not provide financial proof for that gap if you are telling IMMI that you were in a defacto relationship at that time.

So between that time you can show proof that you took turns in paying for groceries, that you took turns in paying for petrol or any other expenses that you had.

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  #17 (permalink)  
Old 02-13-2015, 06:48 PM
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Yes, sorry I misquoted your post i didnt take the whole sentence. Ok, that is what I worked out after I reread the post. So any proof to fill the gap. Isn't the lease a "good" proof though especially for two months gap?
So I did do grocery shopping and all that but with that stuff I am always wondering, how will they know it was for the house? Having Coles or Woolworths mentionned in your bank statement, is that relevant enough? Or will they just assume that being on the lease, shopping was by extent for the household?


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Old 02-13-2015, 07:00 PM
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The lease is proof that you lived together - it's not proof that you shared finances. And sharing finances is part of showing IMMI you were in a defacto relationship.

I highlighted everything on my statement that was joint. And explained in detail that my partner and I took turns paying for groceries, nights out etc.

Spend some time searching this forum for "financial evidence partner visa" (search bar at the top right of the page). It will help you get your head around what they expect as proof.

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Visa: 820/801 Partner (Defacto) from WHV
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Applied: Online, Onshore (Melbourne)
Application Date: 5th February 2014
Police Checks: 5th February 2014
Medicals: 5th February 2014
GRANT DATE: 4th June 2014

Last edited by Engaus; 02-13-2015 at 07:38 PM.

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