Bank statements partner vis/joint account

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Bank statements partner vis/joint account


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Old 02-12-2015, 06:58 AM
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Bank statements partner vis/joint account

Hi there,

Ive read a lot of threads about this topic. Feel free to redirect me to a current page is there isnt the necessity for a new thread a out this topic. The other threads being posted 4 years ago I thought id create a new one. My partner and I are currently gathering as much information as we possibly can and we are now going over our bank statements. When we first move together my partner would pay the rent and i was in charge of paying the bills. My name is mentioned on all of them and i am also on the lease. My concern is that anytime id pay some bills id transfer the money onto his bank account. Now my statements do not indicate the account on which i transfer the money as i used BPAY to do so. Should i still highlight the amount transfered?

We also have a joint account but we did not really use it except for saving some money when we moved house. The account is currently "empty"

Is the proof of having a joint account enough or does it have to be more active as in we would use it for our everyday life?

I am just really stressed atm and worried about missing out on some important proofs

Thanks

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Old 02-12-2015, 01:44 PM
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If you have the bills, and the amount on those bills correspond with the amount you have transferred to your partner visa BPAY you can show this - you could highlight the payment from your account, into his and then supply to bill so that the amount matches. You could explain this in more detail in a financial statement you could write.

When are you planning on applying? If you are still a few months or more away from applying it would be worth trying to use your joint account. It doesn't have to be for every day expenses (although this would be a great bit of evidence if you can do it). You could each both just transfer $20 a week in there for savings towards a holiday or something.

My partner and I have a joint account - we transfer a set amount each into the account each week and that money is used to pay all our joint expenses - groceries, rent, bills. They all have standing orders so we don't have to do anything.

But you won't be able to ONLY use your joint account as financial evidence if you are not actively using it. Because that's not proof that you have joint your finances.

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Old 02-12-2015, 02:55 PM
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Thx for replying.

Yes, i think i will do that
Our joint account currently has $7000 on it (the price of the visa) so my statement will show this amount. Will it be a plus?


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Old 02-12-2015, 02:59 PM
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It will to a degree, but not a great deal. You need to use your account regularly. The whole point is to show you have joined your finances. Have you just transferred the $7,000 in one go from your account?

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Old 02-12-2015, 03:08 PM
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My partner and I had a joint bank account for about previous 2 years but we were spending only few hundred dollars from it per month, some month months nothing as we didn't have so much money but we still highlight everything, even a 20 $ dinners. I wasn't sure how we were going to show evidence of sharing finances since all the bills were on my name, paid by cash, rent was paid cash as well.

We explained everything tho, it's how it is in my country and it was fine but we had a lot proof of sharing finances apart from bank accounts etc, maybe it helped.

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Visa Sub Class: 309/100 Partner permanent Offshore
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Old 02-12-2015, 03:31 PM
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I did transfer it in one go.
Im saying the account hasnt been used for a while but we did use it in the past over the course of 4/5 months when we saved for the bond of our next place. We used to transfer small amount of money anytime we could until we reach around $5000. So there has been activity but not for the last 3 months...
I did nominate him beneficiary of my super and my name is on all bills and leases...


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Old 02-12-2015, 03:44 PM
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I would still say try to start using the account again if you want to use it as evidence towards your joint finances. As I said, you don't need to use it as your every day account but if you can start adding money in there every month it will be useful.

Don't stress too much about it, people generally have a lot more proof than they originally thought. So maybe have a search on this forum of financial evidence that other people used in their application. My partner and I didn't have the joint account when we applied for the partner visa, but I did have weekly transfers from each of our accounts for bills/rent/ Groceries and nights out were paid from our individual accounts and I just highlighted these and explained in more detail in out financial statement.

__________________
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Application Date: 5th February 2014
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Medicals: 5th February 2014
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Old 02-12-2015, 03:49 PM
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I think it's fine, I'm sure IMMI understands people's different situations. As long as you've evidences of sharing finances for past 12 months at least.

But as it mentioned highlight everything especially bills payments etc, It will be fine.

__________________
From: Turkey
Applied: 29 Dec 14
Visa Sub Class: 309/100 Partner permanent Offshore
Application Made Via: Online
Medicals Submitted: 30 Jan 15
Police Checks Submitted: 29 Dec 14
Visa Granted: 04 Feb 15

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Old 02-12-2015, 04:17 PM
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Yes I think it will be fine (I hope!). Im freaking out about it but thanks guys for your insight.


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Old 02-13-2015, 02:41 AM
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Hi,
can anyone tell me if I need to have a joint bank account between me and my wife while shes overseas knowing that it might be not possible I can only send her money through money transfer agent which I have been doing regularly.
Thanks.


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