Travel Insurance on 820 visa

Go Back   Living and Working in Australia Forum With Immigration and Travel Information > Living in Australia > Visas and immigration

Visas and immigration The Australia Forum for visas, immigration and migration to Australia. Please use this section to discuss all your immigration and moving to Australia needs. Discuss visa types, time lines, submission dates, police checks and read our members' immigration success stories here.

Like Tree1Likes
  • 1 Post By OliviaG

Travel Insurance on 820 visa


Closed Thread
 
LinkBack Thread Tools
  #1 (permalink)  
Old 11-03-2011, 06:04 AM
Active Member
 
Join Date: Jun 2011
Posts: 18
Please update your flag here .

2 likes received
3 likes given
Travel Insurance on 820 visa

Can anyone help me? I recently got my 820 partner visa and myself and my partner are heading back to my home country for a holiday with my family etc...however in order to get travel insurance you need to be an Oz resident or citizen.

I've tried and tried to find companies that offer insurance to temporary residents but they all have the same 'clause'

thanks

__________________

  #2 (permalink)  
Old 11-15-2011, 09:12 PM
Active Member
 
Join Date: Aug 2011
Posts: 9
Users Flag! From australia

2 likes received
7 likes given
Hi Omann.... As far as all insurance underwriters go... you need to be a legally defined resident of the country where the underwritting company is based in order to be covered. It's just a blanket thing unfortunately. Mainly to do with medical re-patriation.

So....You're going to have to try apply for a policy based on your UK status.
Technically you are a permanent resident/citizen of the UK... and still on temporary status in Oz.

Try 'World Nomads'. You can get a UK based policy issued online, even though you are not actually there right now. I used them when I was in Canada and my Australian policy I purchased before I left OZ had expired. I was having trouble getting an Australian based policy as I was outside of the country at the time. World Nomads let me get one even though I was in Canada at the time.

An interesting point to note though.... you won't be covered for anything that happens within the UK (Your country of LEGAL permanent residence status). So the policy will only really help in terms of if you have an unexpected cancellation before you leave oz or if anything happens on a side trip over to another country in Europe, or on your way to or from the UK on your transit stops.

(this is explained in the section below... from the FAQ's on world nomads website)

" What is my country of residence?
Your country of permanent residence can be defined as the country you would wish to be repatriated to in the event of a medical emergency and where you would be able to then receive long term medical care, if required. You must also be legally defined as a permanent resident (not temporary) of that country and have a residential address that you can refer to within that country. Please be aware, your policy does not cover expenses incurred within your country of permanent residence. "

It is annoying and you kind of need to weigh up what you are mainly getting the insurance for. If it's mainly for medical... you won't need to worry about the time you're in the UK as you'll still be covered under the NHS there. For other things like your personal belongings and flight delays you unfortunately cannot get them covered for that time you are actually in the UK.

Hope some of this helps explain the issue.

Omann likes this.

  #3 (permalink)  
Old 11-15-2011, 11:15 PM
Active Member
 
Join Date: Jun 2011
Posts: 18
Please update your flag here .

2 likes received
3 likes given
Quote:
Originally Posted by OliviaG View Post
Hi Omann.... As far as all insurance underwriters go... you need to be a legally defined resident of the country where the underwritting company is based in order to be covered. It's just a blanket thing unfortunately. Mainly to do with medical re-patriation.

So....You're going to have to try apply for a policy based on your UK status.
Technically you are a permanent resident/citizen of the UK... and still on temporary status in Oz.

Try 'World Nomads'. You can get a UK based policy issued online, even though you are not actually there right now. I used them when I was in Canada and my Australian policy I purchased before I left OZ had expired. I was having trouble getting an Australian based policy as I was outside of the country at the time. World Nomads let me get one even though I was in Canada at the time.

An interesting point to note though.... you won't be covered for anything that happens within the UK (Your country of LEGAL permanent residence status). So the policy will only really help in terms of if you have an unexpected cancellation before you leave oz or if anything happens on a side trip over to another country in Europe, or on your way to or from the UK on your transit stops.

(this is explained in the section below... from the FAQ's on world nomads website)

" What is my country of residence?
Your country of permanent residence can be defined as the country you would wish to be repatriated to in the event of a medical emergency and where you would be able to then receive long term medical care, if required. You must also be legally defined as a permanent resident (not temporary) of that country and have a residential address that you can refer to within that country. Please be aware, your policy does not cover expenses incurred within your country of permanent residence. "

It is annoying and you kind of need to weigh up what you are mainly getting the insurance for. If it's mainly for medical... you won't need to worry about the time you're in the UK as you'll still be covered under the NHS there. For other things like your personal belongings and flight delays you unfortunately cannot get them covered for that time you are actually in the UK.

Hope some of this helps explain the issue.
Thanks heaps for this! After a massive hunt I settled on Nomads insurance but what you've just posted has concreted my decision

__________________

Sponsored Links
Advertisement
 
  #4 (permalink)  
Old 11-16-2011, 05:21 AM
Senior Member
 
Join Date: Feb 2011
Location: Melbourne
Posts: 1,145
Users Flag! From australia

150 likes received
169 likes given
...you don't need insurance as you are eligible for Medicare. My partner is on a 820 and has a medicare card - it should only take a week to get on arrival.


  #5 (permalink)  
Old 11-16-2011, 05:35 AM
Active Member
 
Join Date: Apr 2010
Posts: 42
Please update your flag here .

2 likes received
2 likes given
Think the problem is when you are actually flying and say you become ill, you then need the travel insurance to kick in, the medicare and NHS covers you fine when your feet are on the ground.


Closed Thread

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Share your travel story - Travel writers FAT Non-commercial ads 5 09-01-2011 06:14 PM
Any recommendations for Private Health Insurance coverage for 457 Visa? Phazuka Visas and immigration 1 09-01-2011 03:23 PM
Travel/health insurance Daniel15 Travel questions 2 05-02-2010 08:46 AM
Insurance JonnyCrisp Jobs and work 1 02-05-2010 05:27 AM

LEGAL NOTICE
By using this Website, you agree to abide by our Terms and Conditions (the "Terms"). This notice does not replace our Terms, which you must read in full as they contain important information. You must not post any defamatory, unlawful or undesirable content, or any content copied from a third party, on the Website. You must not copy material from the Website except in accordance with the Terms. This Website gives users an opportunity to share information only and is not intended to contain any advice which you should rely upon. It does not replace the need to take professional or other advice. We have no liability to you or any other person in respect of any content on this Website.


All times are GMT. The time now is 03:07 AM.




Powered by vBulletin®
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
SEO by vBSEO
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2020 DragonByte Technologies Ltd.
AustraliaForum.com