Pay by credit card or bank check?

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Pay by credit card or bank check?


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Old 09-28-2012, 12:37 AM
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Pay by credit card or bank check?

Hi there

I will soon pay for my 820 visa application...

My card has a limit on it - so either we put my partners card on it or I order a bank check (cost $10).

Has anyone's got some experience with this?
What is best?

The reason Im asking is I just made a big purchase with my visa card from my home country. The bank then blocked it cause they thought it was stolen (huge amount), send me a letter to my address in my home country and I found out about it a week later. Wouldn't want that to happen to my partners card...


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Old 09-28-2012, 02:11 AM
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Hi, I don't recall DIAC allowing payment by bank checks. As far as my memory goes, you need to either pay by credit/debit card or in person at the application centre. What you can do is either increase your card limit - subclass 820 only costs AUD$3,060 so I'm pretty sure your bank can do something about it - or pay via your partner's card but also ensure that the card limit is above the visa fee.


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Old 09-28-2012, 04:17 AM
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Hi Guldsandal

you can pay with credit or debit card as well as money order or bank cheque, but NOT in cash...if you use your partners card that's fine, just make sure to call the bank institute before and ask them if there is a limit and if yes you can get a temporary raise like for a week or so when you hand it in...
otherwise if you don't wat or can't do that get a money order from any post office it's cheaper then bank cheque as far as know (at least it was cheaper then bank cheque from Westpac)...

hope this helps

cheers

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Old 03-14-2013, 06:50 PM
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Hi Dingo144,

I was just wondering Can I pay the visa fees(AUD 3060) through my visa debit card from India for Subsequent Entrant visa for spouse.

Thanks in advance.

Shiju Thomas


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Old 03-14-2013, 10:13 PM
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I paid by bank cheque, it was easy enough - just handed it over at the counter.

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Old 03-15-2013, 12:31 AM
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Quote:
Originally Posted by shijut20 View Post
Hi Dingo144,

I was just wondering Can I pay the visa fees(AUD 3060) through my visa debit card from India for Subsequent Entrant visa for spouse.
Shiju Thomas
Hi, I paid mine via my visa debit card.

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Old 03-15-2013, 12:58 AM
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There are very few official services which will let you pay by cash these days - I think it is all to do with money laundering and ensuring that there is a trail for the money. Seems a bit over the top for smaller amounts.


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Old 03-16-2013, 12:17 PM
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Quote:
Originally Posted by shijut20 View Post
Hi Dingo144,

I was just wondering Can I pay the visa fees (AUD 3060) through my visa debit card from India for Subsequent Entrant visa for spouse.

Thanks in advance.

Shiju Thomas
I would suggest you to use your credit card, in case you don't have credit limit call your credit-card company customer care no. and tell them to increase your credit limit as you have to pay your visa fee. Don't forget to tell them you will also need an International credit-card from them in very near future and will purchase air-tickets too

Note : Some time credit card company increase your credit limit by depositing extra required amount in your CC account (in-case they don't increase your credit limit for any reason)

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Last edited by Rohan; 03-16-2013 at 12:21 PM.

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Old 03-16-2013, 05:05 PM
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Quote:
Originally Posted by Rohan View Post
I would suggest you to use your credit card, in case you don't have credit limit call your credit-card company customer care no. and tell them to increase your credit limit as you have to pay your visa fee. Don't forget to tell them you will also need an International credit-card from them in very near future and will purchase air-tickets too

Note : Some time credit card company increase your credit limit by depositing extra required amount in your CC account (in-case they don't increase your credit limit for any reason)
Hi,

Thanks for your advise,

I will ring the CC department on Monday to know about the chances to increase the credit limit.If they are not willing ,I may have to try with my Visa debit card.

Thanks,
Shiju


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Old 03-16-2013, 05:27 PM
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I personally dislike credit cards but in this particular case I think it is your best option if you want to get your things done quickly. I applied and got a new credit card in two weeks time just for the visa application , made the payment and got the acknowledgement letter within 10 minutes. It was hassle free. I will cancel the card by the end of the month.

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