List of things to do before you emigrate to Australia - Page 4

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List of things to do before you emigrate to Australia - Page 4


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  #31 (permalink)  
Old 01-22-2014, 09:21 PM
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Quote:
Originally Posted by CollegeGirl View Post
Wow, I didn't know it was the first two weeks. My fiance and I just went in to open a joint bank account for both of us today, and we were one day shy of that two weeks! All they asked for was a passport. I think we're going to do the same thing - have him add me as an authorized user on one of his cards to begin building my credit rating here.
Credit ratings aren't really issues here the way they are in the US - we have credit history that will record bad debt for 5 years, but the number score thing is only just starting to come in. If you're looking for a home loan then it's worth having some history, but it's definitely not as big deal as it is in the US.


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Old 01-23-2014, 06:19 AM
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Originally Posted by tulauras View Post
Credit ratings aren't really issues here the way they are in the US - we have credit history that will record bad debt for 5 years, but the number score thing is only just starting to come in. If you're looking for a home loan then it's worth having some history, but it's definitely not as big deal as it is in the US.
I support. Credit is not as much of a big deal here in Australia compared to the US.


  #33 (permalink)  
Old 01-25-2014, 01:29 AM
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Some banks will not give a "debit card" to non residents eg Bendigo bank, only a ATM card.

Others will allow you a debit card (some only in joint names with a resident) .

Debit card is useful for online and over phone payments.


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  #34 (permalink)  
Old 01-25-2014, 02:14 AM
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Some banks will not give a "debit card" to non residents eg Bendigo bank, only a ATM card. Others will allow you a debit card (some only in joint names with a resident) . Debit card is useful for online and over phone payments.
My partner got a debit card from Westpac without any problems. If your bank won't give you one, get a different bank.


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Old 01-25-2014, 02:28 AM
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In many places that is practical but not all, some towns only have 1 or 2 banks if any. We opened a joint account with ANZ my old bank, but changing banks is not simple for everyone as customers hardly ever update bank details from invoices or emails and use current filed bank details.

Transfer between banks can be 12/24 hrs or days, this delay in an emergency as we just had (kid in ICU) created problems in buying new tickets with Emirate's - The ticket had to be paid for by a credit/debit card in passengers name.

This is to the same rule for all people but is for certain countries.


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Old 02-10-2014, 07:47 AM
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Ishaanchal, if you want to advertise a place for rent you need to use this website's "Housing" Forum. Your ad doesn't belong here. Thanks.

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  #37 (permalink)  
Old 02-20-2014, 11:10 AM
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I am in the process of opening a bank account with Bankwest, they have told me that there is a current offer on for migrants where there are no fees and have no minimum deposit for 12 months. By then I expect to have a regular income into the accout.
I plan to deposit some money in there to have ready for when we arrive, especially as the current exchange rate is in our favour in the UK!

I hope this helps anyone.

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  #38 (permalink)  
Old 03-10-2014, 09:18 AM
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Has anybody from Germany and currently still living in Germany opened a bank account with ANZ through their London office? Is it easy to do? Or should I rather wait until I arrive in Australia once my partner visa is granted? Any suggestions?


  #39 (permalink)  
Old 03-10-2014, 10:47 AM
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You can apply for a bank account with ANZ on-line... my fiancÚ just did it from Italy, and it was approved and open within a coupe of days. You can open an access account and an on-line saver account - good idea to do both IMO.

Moving to Australia

Cheers,
S.

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  #40 (permalink)  
Old 03-10-2014, 12:57 PM
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hey place2be, thanks for the quick and helpful reply.

So has your fiancÚ already transferred money from her Italian bank account to the ANZ account? Is she by any chance using "transferwise. com". I came across that and was wondering if it is really so much better than transferring it the "normal" way.


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