820 Visa (Defacto) Granted after 5 months!

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820 Visa (Defacto) Granted after 5 months!


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Old 06-05-2013, 10:30 AM
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820 Visa (Defacto) Granted after 5 months!

A BIG THANKYOU to everyone here on this forum, I have found so many tips and useful information. If it is not for this forum, I would definitely have a much harder time to in organising the application, given my fiancÚ and I don't have any joint bank account, bills or membership.

5 months of waiting is not super fast, but I still feel lucky and grateful to be granted with 820 visa after all those stressful period! Now I can finally have a great mood to organise my wedding in late July!

Another great news is, after almost 6 months of job hunting since I graduated from nursing degree, I finally got a job offer last week. I just couldn't believe all these great things happened all of a sudden! I was seriously thinking to spend another $3060 to apply for Skillselect visa for a faster PR grant, so I can have higher chance to get a job. some people may found my post not long ago about it. http://www.australiaforum.com/visas-...html#post96411

I wish everyone who is still waiting for the visa good luck!
If anyone is interested in applying 820 visa (defacto), particular without much joint financial evidence, I'm happy to share my application here


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Old 06-05-2013, 03:52 PM
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Congratulations! I'm definitely interested in what evidence you provided as we are also lacking in joint financial obligations (:

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Old 06-05-2013, 10:45 PM
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Congratulations! May I know what have u provided for the financial context without many joint accounts? Thanks for sharing =)


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Old 06-06-2013, 04:28 AM
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Just a quick background of our relationship:
I am from Hong Kong, my fiancé is an Australian.

We met in Dec 2009 when I was on my working holiday visa, we started living together since Jan 2010. During the working holiday visa, we moved once. We did have the lease of the first house (under his name), but we did not have an official lease for this second house as that was our friend's home. My working holiday visa expired in Nov 2010 and I went back to HK to get my student visa. My partner went to HK in x'mas 2010 to meet my family, then we went back to Australia together in Jan 2011.
After we came back to Australia, we moved to another house again, since then we have been living in this house over 2 years. We have 3 leases with this current house, the first one is 0.5year under his name, and other two are of 1 year period under both of our names.
We do not have any joint account/asset; all the household bills are under his name too. I will explain how we present our financial evidence in the following.
I follow many of the tips from this thread, particularly the financial & social context part: http://www.australiaforum.com/visas-...visa-tips.html
Here’s my table of content

 Subclass 820 Application Document Checklist

 Forms
 Form 47SP
 Form 40SP

 Personal Documents
 Certified copy of Applicant’s passport
 Certified copy of Applicant’s birth certificate
 Certified copy of driving license and student ID of Applicant
 Passport photographs of Applicant
 Passport photographs of Sponsor
 Certified copy of Registered Relationship Certificate

 Evidence of a Genuine and Continuing Relationship
History of the relationship
- Statutory Declaration by Applicant on the history of the relationship with Sponsor
- Statutory Declaration by Sponsor on the history of the relationship with Applicant

Evidence of the relationship
- Financial aspects (table of contents and documents)
- Nature of the household (table of contents and documents)
- Social context of the relationship (table of contents and documents)
- Nature of commitment to each other (table of contents and documents)

- Statutory Declaration by Manager at work of Applicant
- Statutory Declaration by Sister of Sponsor
- Statutory Declaration by Sister of Sponsor
- Statutory Declaration by Mother of Sponsor
- Statutory Declaration by Brother of Sponsor

 Character Document
- Form 80

 Personal Documents - Sponsor
 Certified copy of Sponsor’s Passport
 Certified copy of Sponsor’s Birth Certificate
 Certified copy of Sponsor’s Driving License
 Certified copy of Australia income tax assessment notices of Sponsor


Last edited by connieKero; 06-06-2013 at 05:25 AM.

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Old 06-06-2013, 04:29 AM
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In every aspect of the evidence, we wrote a separate table of content.
For example, this is the table of content of “Financial Aspect”:

Financial Aspects of the Relationship
Table of Contents

 Statement to explain the Commitment to shared finances

 Evidence of share financial commitments and responsibilities
- Bank statement of Applicant (paid university tuition fee, financial support from sponsor)
- Bank statement of Sponsor (pay all household expense and bills, support applicant)
- Household bills and expenses (showing different addresses)

 Evidence of Applicant’s income
- Tax assessment notice 2011 (Certified copy)
- Tax assessment notice 2012 (Certified copy)

 Evidence of Sponsor’s income (see Personal Document-Sponsor)
- Tax assessment notice 2011 (Certified copy)
- Tax assessment notice 2012 (Certified copy)

As you can see in the table, we also wrote a general statement as cover page to explain why we don’t have joint account and joint bills. This is because my fiancé earned a more stable and higher income, and all of the household bills are already under his name when we moved together. On the other hand, I have a lower and less stable income as a student; so I am mainly responsible to pay for my university tuition fee. Due to the work restriction of student visa, I can only work up to 20 hours most of the time. He would transfer money to my account when I didn’t earn enough to pay for uni.
After this general statement, we then present all the bank statements of both our account since we start our defacto relationship. We wrote a cover page on EVERY SINGLE statement, highlight all the important transactions that showed how we shared our financial responsibilities.

For example, in my fiancé’s first 2 statements included in the application, he wrote:

“ Because fiance’s bank account is used for daily living expenses it has a lot of transactions. We won’t be listing every one, just the important ones that we feel need to be highlighted. We also want to point out the lack of money in fiance’s account from September to October 2010 when the company that he was working for went into receivership and the matching dates in Connie’s bank statements when she was paying for living expenses.

Suncorp Bank Statement No. 57 (statement number as shown on left bottom corner)
30/09/2009 – 29/12/2009
15/12/2009 – Paid for Connie’s groceries in Woolworths in Bulimba when she was living in Hawthorne.
17/12/2009 – Went out for dinner with Connie for the first time in Mado Café & Restaurant in South Bank.

Suncorp Bank Statement No. 58
30/12/2009 – 29/03/2010
01/01/2010 – Went to the cinema with Connie to see Avatar 3D
04/01/2010 – Received half of rent from my brother, rent paid on 06/01/2010
07/01/2010 – Received to $120 from my credit card to help pay the bond and first 2 weeks rent on new house we rented together
14/01/2010 – Received December pay from work (4 weeks late)
20/01/2010 – Went to Korean BBQ with Connie
23/01/2010 – First Rent payment for our house. Regular every week from this point.
28/01/2010 – Fiance’s mobile phone bill. Connie’s mobile phone was direct debited from her account
05/02/2010 – Transfer to my credit card for the hotel and hire car payments
07/02/2010 & 08/02/2010 – Holiday in Melbourne with Connie
09/02/2010 – Random payment from work
15/02/2010 – January pay from work (4 weeks late)
26/02/2010 – Febuary pay from work (1 week late)
02/03/2010 – Electricity Bill
(didn’t get paid from work in March) ”

Then in my account of the same period, I wrote:

“ NAB Classic Banking A/C Statement No. 02 (statement number as shown on left bottom corner)
27/11/2009 – 25/01/2010
14/12/2009 – Wages from restaurant
31/12/2009 – Flight tickets to Melbourne trip 1
21/12/2009 – Wages from Restaurant
13/01/2010 – Fiance was very sick with tonsillitis, I got $200 for taxi to bring him to Clinic and I also paid for his medication $32.65 in the Pharmacy.
18/01/2010 – Wages from Restaurant ”

You can see it’s a very daunting task to do if you have many statements and transactions, we ended up wrote 19 cover pages for my statement and 11 pages for his. But I believe this is the best way for us to show how we share money. This way the case officer can also refer some of the social context evidence such as flight tickets, invitation card from the financial statement easily.
For instance, we went to a birthday party of my fiancé’s nephew in Victoria, we highlight the ticket payment in the statement, and then we put the actual tickets, invitation and photos in the “Social Context”. Then my fiancé’s sister also wrote a Statutory declaration to prove that was the first time they met me in Victoria. So all these different evidence showed the same story in different aspect.


Last edited by connieKero; 06-06-2013 at 04:31 AM.

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Old 06-06-2013, 05:17 AM
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This is amazing and must have involved a lot of efforts! Well done and many thanks for your work! Congratulation again =) I'm still on my way in gathering all evidence. Where did u submit your application?


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Old 06-06-2013, 05:33 AM
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Quote:
Originally Posted by feng4ver View Post
This is amazing and must have involved a lot of efforts! Well done and many thanks for your work! Congratulation again =) I'm still on my way in gathering all evidence. Where did u submit your application?
Thanks! Yeah, that's really a lot of works. So my biggest tips is if you have time, highlight the statement every month instead of all at once.
We submit our application in Brisbane on 28 December last year, we kind of rushed through the paper work because we didn't realise the fee was going up to almost $4000 in Jan 2013, thanks for the kind staff in the centre reminded me!


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Old 06-06-2013, 06:06 AM
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This was really helpful Connie! Thanks for sharing.

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