De facto visa - Young couple - Financial aspects

Go Back   Living and Working in Australia Forum With Immigration and Travel Information > Living in Australia > Visas and immigration

Visas and immigration The Australia Forum for visas, immigration and migration to Australia. Please use this section to discuss all your immigration and moving to Australia needs. Discuss visa types, time lines, submission dates, police checks and read our members' immigration success stories here.

Like Tree2Likes
  • 1 Post By jytc
  • 1 Post By Moony Ma

De facto visa - Young couple - Financial aspects


Closed Thread
 
LinkBack Thread Tools
  #1 (permalink)  
Old 05-25-2014, 12:09 PM
Senior Member
 
Join Date: Jun 2013
Posts: 96
Users Flag! From italy

13 likes received
7 likes given
Exclamation De facto visa - Young couple - Financial aspects

Hello,

Quick background, partner is Australian Citizen, been together for 3.5 years, have our relationship registered lately.
As we both are young.. in the financial part we are very limited at this stage.. We are going to apply for 820 and we are worried about proof of financial aspects the most... We have seen future in each other and have career plan for our future as well.

We will have a joint account but we are both financially supported by our parents and the sponsor is studying using FEEHELP/HECSHELP. Thus we don’t have any joint ownership of real estate, other major assets or joint liabilities. Would this consider to be sharing of finances and household bills and expenses for the evidence of financial aspects? We pay bills and rents together, shops together etc..

For the sponsor obligation, we understand that the sponsor will have to ensure to offer the applicant accommodation and english courses if needed until PR granted. But I’ve been in Australia for 4 years and I’m educated so I will not need english courses. By the time we both graduated from university, we will be living with his parents until we get employed (we will definitely try our best to get a job to support ourselves) and able to move out. His parents will be signing a stat dec. for it as roof.

Do you think it is a strong evidence for our situation?
Could you give me some advices and opinions on this situation?
I'll be greatly appreciated!!!
Thanks!!!

Dinkum likes this.

Last edited by jytc; 05-25-2014 at 12:13 PM.

  #2 (permalink)  
Old 05-27-2014, 10:48 AM
Senior Member
 
Join Date: Jun 2013
Posts: 96
Users Flag! From italy

13 likes received
7 likes given
help please??? any advices would be appreciated...


  #3 (permalink)  
Old 05-27-2014, 11:31 AM
Active Member
 
Join Date: May 2014
Posts: 7
Users Flag! From canada

3 likes received
I wish I could help you out. I'm sort of in the same situation as far as lacking financial evidence. I'm not sure what to do either :-/ best of luck to you though!

Dinkum likes this.

Sponsored Links
Advertisement
 
  #4 (permalink)  
Old 05-27-2014, 12:11 PM
Senior Member
 
Join Date: Apr 2013
Location: QLD
Posts: 200
Users Flag! From austria

103 likes received
61 likes given
Well, a joint bank account is a very good way to start.

While both my partner and I work full-time, we rent and don't own real estate together. We also haven't purchased any major items (like car etc) together.

Therefore we concentrated on these items for our financial section:

1. Statement explaining the evidence:

this is just a short note for the case officer, explaining what to expect in this section and how we chose to highlight transfers in the bank statements

2. Bank statements for joint bank account

- here we highlighted any joint purchases / expenses / transfers etc.
- for example I highlighted our rent coming out of this account, restaurants we went to, travel expenses like flights and train tickets, hotel stays etc as well as contributions made from our separate accounts to "fill up" this account
- next to the highlighted line we added a short explanation, i.e. "plane ticket Australia"

3. Bank cards for joint bank account

- here we just copied our bank cards onto one sheet of paper, to show our names and joint bank account

4. Bank statements for the Applicant’s personal bank account (before joint account)

- of course we had separate bank accounts at the start of the relationship before opening the joint account. so we included the statements from these accounts from the start of the defacto relationship (i.e. when we moved in together) up to the opening of the joint account.
- again we highlighted any transfers between the two of us, joint purchases, holiday expenses etc.

5. Bank statements for the Sponsor’s personal bank account (before joint account)

- see above

6. Evidence of sharing household bills and expenses

- especially before our joint account was opened we kept a spreadsheet of what each one of us spent for shared items, e.g. groceries, restaurants
- this goes back to pretty much the beginning of the relationship and documents it pretty well
- while this is of course not a very "official" proof, we thought it would tie in nicely with the rest of our evidence


Hope that helps!


EDIT: of course, some of the other sections of the application also contain items that could be considered as counting towards the financial evidence, e.g. tenancy agreement, bills sent to both of us, council tax statements as well as proof of joint travel and joint participation of events (these are located in the "nature of the household" and "social aspects of the relationship" sections)

__________________
visa: 309/100 | nationality: austria | applied: 21/10/13 (london) | co assigned: 26/11/13 | medical: 20/02/14 | medical submitted: 25/02/14 | pcc submitted: 07/03/14 | visa granted (309): 01/07/14 | permanent visa eligibility (100): 21/10/15 | permanent visa files submitted (100): 15/10/15


Made by our Australia Immigration Timeline Software. Click here to create yours.

Last edited by rheia; 05-27-2014 at 12:14 PM.

  #5 (permalink)  
Old 05-30-2014, 12:36 PM
Senior Member
 
Join Date: Jun 2013
Posts: 96
Users Flag! From italy

13 likes received
7 likes given
Quote:
Originally Posted by rheia View Post
Well, a joint bank account is a very good way to start.

While both my partner and I work full-time, we rent and don't own real estate together. We also haven't purchased any major items (like car etc) together.

Therefore we concentrated on these items for our financial section:

1. Statement explaining the evidence:

this is just a short note for the case officer, explaining what to expect in this section and how we chose to highlight transfers in the bank statements

2. Bank statements for joint bank account

- here we highlighted any joint purchases / expenses / transfers etc.
- for example I highlighted our rent coming out of this account, restaurants we went to, travel expenses like flights and train tickets, hotel stays etc as well as contributions made from our separate accounts to "fill up" this account
- next to the highlighted line we added a short explanation, i.e. "plane ticket Australia"

3. Bank cards for joint bank account

- here we just copied our bank cards onto one sheet of paper, to show our names and joint bank account

4. Bank statements for the Applicantís personal bank account (before joint account)

- of course we had separate bank accounts at the start of the relationship before opening the joint account. so we included the statements from these accounts from the start of the defacto relationship (i.e. when we moved in together) up to the opening of the joint account.
- again we highlighted any transfers between the two of us, joint purchases, holiday expenses etc.

5. Bank statements for the Sponsorís personal bank account (before joint account)

- see above

6. Evidence of sharing household bills and expenses

- especially before our joint account was opened we kept a spreadsheet of what each one of us spent for shared items, e.g. groceries, restaurants
- this goes back to pretty much the beginning of the relationship and documents it pretty well
- while this is of course not a very "official" proof, we thought it would tie in nicely with the rest of our evidence


Hope that helps!


EDIT: of course, some of the other sections of the application also contain items that could be considered as counting towards the financial evidence, e.g. tenancy agreement, bills sent to both of us, council tax statements as well as proof of joint travel and joint participation of events (these are located in the "nature of the household" and "social aspects of the relationship" sections)
Thank you for your advice!! It is very helpful!


  #6 (permalink)  
Old 05-30-2014, 12:37 PM
Senior Member
 
Join Date: Jun 2013
Posts: 96
Users Flag! From italy

13 likes received
7 likes given
Quote:
Originally Posted by Moony Ma View Post
I wish I could help you out. I'm sort of in the same situation as far as lacking financial evidence. I'm not sure what to do either :-/ best of luck to you though!
Aww good luck to you too! I think I have a frame of what I'm going to do now.


Closed Thread

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
461 Financial Aspects?? Silver189 Visas and immigration 1 12-18-2013 08:50 AM
young couple on woking holiday visa kenny7715 Jobs and work 3 10-13-2012 08:50 AM
Young couple on Working holiday visa kenny7715 New member introductions 0 10-12-2012 01:51 PM
young couple looking for work smurfsaway Jobs and work 2 06-28-2011 07:56 AM
Young Couple - seek any advice on WHV Nikki89&Shawn87 Travel questions 1 11-05-2009 01:17 AM

LEGAL NOTICE
By using this Website, you agree to abide by our Terms and Conditions (the "Terms"). This notice does not replace our Terms, which you must read in full as they contain important information. You must not post any defamatory, unlawful or undesirable content, or any content copied from a third party, on the Website. You must not copy material from the Website except in accordance with the Terms. This Website gives users an opportunity to share information only and is not intended to contain any advice which you should rely upon. It does not replace the need to take professional or other advice. We have no liability to you or any other person in respect of any content on this Website.


All times are GMT. The time now is 02:28 AM.




Powered by vBulletin®
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
SEO by vBSEO
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2020 DragonByte Technologies Ltd.
AustraliaForum.com