Medicare Alternatives - Page 2

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Medicare Alternatives - Page 2


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Old 06-16-2014, 10:41 PM
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From what I can gather doing some googling it seems that if you can get work restrictions lifted on your BVE you may be entitled to Medicare. But as above poster mentioned, you have to demonstrate you are both in financial hardship.
(That's info I found on a website which isn't DIBP)

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Old 06-17-2014, 01:10 AM
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It's weird that Medicare and work restrictions would be intertwined like that... interesting. Thanks for sharing! Hopefully this is encouraging for OP!

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Old 06-17-2014, 02:14 AM
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Quote:
Originally Posted by CollegeGirl View Post
It's weird that Medicare and work restrictions would be intertwined like that... interesting. Thanks for sharing! Hopefully this is encouraging for OP!
Interesting but not really surprised. I would be frustrating if a person who does not have the capability to work is entitled to Medicare when it is funded through your tax return.

Medicare really erks me though! I pay all this money for Medicare every year and don't get much benefit at all *sigh*.


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Old 06-17-2014, 02:19 AM
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As someone who comes from the horrific US healthcare system, I think Medicare is pretty much the best thing ever, heh.

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Old 06-17-2014, 02:26 AM
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As someone who comes from the horrific US healthcare system, I think Medicare is pretty much the best thing ever, heh.
Wait till you see how much it costs you on your tax return each year lol. It is based on how much you earn and then those that don't have private health (I have private health) then pay more again.

When I have kids and have them in a public hospital I will finally get some benefit .


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Old 06-17-2014, 02:46 AM
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Don't care how much it costs - it won't be anything close to what I had to pay in the US at one time. As a person with a few chronic health issues (though keep in mind they are obviously not expensive enough conditions to keep Australia from allowing me to immigrate), I was "persona non grata" with insurance companies. When I didn't have health insurance through my job (very common with lower-level jobs in the US), I had to get health insurance privately. No insurance company would even accept me, except that by law each state was required to have one insurance company that would accept people like me. That one insurer wanted to charge me $600 per month for insurance (and I made approximately $1200 per month at the time). But they wouldn't cover pre-existing conditions for a year... and my medications cost more than $600/month (drug companies are a lot less regulated in the US in regards to what they charge). So if I had purchased insurance, literally ALL of my income would have been going to insurance and medications. And even at that tiny amount of income, $1200/month, I made too much money ($100/year too much!) to get any help with my health care from the government. So... I didn't buy insurance (who could under those circumstances?). Then, when I had a major health care issue that involved seeing doctors at a hospital, like many other Americans, health care costs bankrupted me.

It is a broken, broken system. I don't care how much you pay in Medicare taxes here - if your healthcare costs are not 100% of your income, you are a whole lot better off!

(And yes, some of this has gotten better in the US recently under "Obamacare," but it still is very deeply flawed. The US really needs a system more like Canada has, IMO).

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Old 06-17-2014, 03:33 AM
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I believe if you are Australian, and the baby is born Korea or any where for that matter, the the baby qualifies to be granted citizenship by right. My Girl is pregnant so i have been researching

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Old 06-17-2014, 05:32 AM
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Thanks guys heaps and heaps. Really helpful stuff.
Really appreciate it.


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Old 06-17-2014, 10:14 AM
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I fortunately don't get sick often. The health system (public hospitals) and Medicare are a good thing in Australia.

I have never heard of anyone being turned away with out Medicare and never seen a payment counter.

No doubt there will be a way for the fee to be paid and if there is no third party insurance to pay the bill. I can only expect the cost and payment can be negotiated.

I am not a fan of the no private health insurance pay an extra % on your income tax, simply some places don't have the good private hospitals that this % is intended to relieve the public system. But I would happily pay more anyway just not to an insurance mob.

I live in Darwin and once got very badly burned, I was cared for in the public hospital by the best burns unit in the world (new treatment pioneered after the Bali bombings) and very recently for melodises (Aust now less than 20% mortality rate overseas +60 or 80%) again by international leaders. Our private hospital is cosmetics and electives hospital and uses the public hospital theatres, pre booked creating a back log in the public system.

I doubt a birth here will be a big issue financially and a payment plan easily arranged if required.

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Old 06-17-2014, 10:17 AM
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Quote:
Originally Posted by ampk View Post

I doubt a birth here will be a big issue financially and a payment plan easily arranged if required.
Unfortunately that's not what I've heard. I've read a few international mothers not eligible for Medicare yet say that it's prohibitively expensive for those who don't have Medicare nor private insurance to cover it. They all ended up going back to their home countries to give birth.

Maybe Star Hunter will see this and chime in since she's kind of in the birth business. She'd know better than I do, I imagine.

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