Visa 309/100 and extra queries

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Visa 309/100 and extra queries


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Old 10-20-2014, 03:20 PM
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Visa 309/100 and extra queries

I am an Australian that has been living in Italy with my Italian girlfriend for 4 years and wanting to move back to oz.

In regards to finances we haven't got a combined bank account but I have the official bank transfer of AUD $20,000 coming from my Australian account into my girlfriends account in Italy just a week before I left for Italy to live. Would that be satisfactory for proof of shared finances? I only got my own bank account 2 months ago and we both now share access to all our accounts in Italy. We really don't have any more proof that we shared expenses because it was all put into her bank account and we just used her debit card for shopping etc. Is this a big issue?

I wanted to ask two other questions that aren't really relevant to visas but will be to some immigrants to Australia. An Italian can exchange their drivers licence for an Australian one without an issue but does that mean their Italian licence is cancelled in Italy and if they return to live there again they will have to resit the exam? Italy doesn't exchange drivers licences with Australia unfortunately. I have heard a "myth" that Australians have exchanged their licences for British ones and when they have gone back to Australia said they had lost their Australian licence and got a replacement without incident so that suggests they aren't cancelled, but this is unsubstantiated speculation.

Can my girlfriend keep her bank account if she moves to Australia? If not is is illegal or is it bank policy that prevents it? (eg I think I've heard of banks like Barclays and HSBC being worldwide).

Thanks again for any assistance. Sorry for all the questions


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Old 10-20-2014, 06:35 PM
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You don't necessarily need to have to have joint bank accounts to share finances. Me and my partner don't - what we did was printed off each of our bank statements and highlighted any expenses that included the both of us - groceries, any transfers, travel, rent, anything that was shared. We take it in turns paying for thing. You just need proof that you are sharing your money. You could write a statement explaining why it's all in her account?

Not sure about the licence but I can't see the Italian one being cancelled once you have an australian licence - but I can't promise that 100% sorry

Your girlfriend can keep her bank account when moving, it won't be illegal. You'll need to notify your bank though because If they notice any international transactions they may stop the account.
Hope this helps

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Old 10-20-2014, 09:05 PM
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Originally Posted by hodgi_76 View Post

Not sure about the licence but I can't see the Italian one being cancelled once you have an australian licence - but I can't promise that 100% sorry
Thanks Hodgi

I think I read from the UK traffic authority website (whatever its called there... DLC or something) that to exchange you must give them your Australian licence and they send it back to the relevant authorities in Australia. I don't know why or what happens but I assume the Australians do the same with Italian licences that are exchanged, the only question is why, I don't see the harm in allowing people to keep both....


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Old 10-20-2014, 09:09 PM
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Oh really? I really wasn't aware of it, can't see the point in that, if anything it's always handy to have another set of IDs.
I don't know if it would matter what state you're getting your licence, as each state as different laws with licensing.


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Old 10-20-2014, 09:23 PM
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I have licences in 3 countries and bank accounts in 4.

Bank accounts depends on countries banking regulations, they normally like a residential address in the country, but I just use my parents in NZ and my fiancee's in the Philippines.


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Old 10-22-2014, 07:04 PM
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Originally Posted by hodgi_76 View Post
You don't necessarily need to have to have joint bank accounts to share finances. Me and my partner don't - what we did was printed off each of our bank statements and highlighted any expenses that included the both of us - groceries, any transfers, travel, rent, anything that was shared. We take it in turns paying for thing. You just need proof that you are sharing your money. You could write a statement explaining why it's all in her account?
But everything in her bank account was half mine and half hers (we had pretty much identical amounts) so Should I just print off some statements?


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Old 10-22-2014, 11:50 PM
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Yeah for sure! Print out any statements that prove you share finances and give explanation - I am sure that the fact you have your money in her account will show shared finances. I'm assuming you used this money for things like living expenses and any social outings etc


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Old 10-23-2014, 09:58 AM
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In regards to finances we haven't got a combined bank account but I have the official bank transfer of AUD $20,000 coming from my Australian account into my girlfriends account in Italy just a week before I left for Italy to live. Would that be satisfactory for proof of shared finances? I only got my own bank account 2 months ago and we both now share access to all our accounts in Italy. We really don't have any more proof that we shared expenses because it was all put into her bank account and we just used her debit card for shopping etc. Is this a big issue?
Hi Rainman

We don't have a joint bank account either - there is actually no such thing in our country - but when we looked through our bank statements we realised that we had transferred money to each other quite often over the years - reimbursing each other for large household expenses, flights, rent paid etc. So we printed those out and highlighted the payments showing each others names.

ALSO the bank statements clearly show that we live at the same address so we highlighted that too and used it as proof of Living Together.

You also mentioned that you "share access" to each others accounts. Is that an official thing? If you're officially secondary users on each others accounts, you could get a document from the bank verifying that. Also, if any of your earnings are going into each others accounts, you can show that.

Spend some time going through your bank accounts in detail - in Italy and in Australia, I'm sure you'll be surprised what comes up!

Good luck!

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