462 WHV No Insurance

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  • 1 Post By ieatglitter
  • 1 Post By Engaus

462 WHV No Insurance


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Old 11-18-2014, 05:28 AM
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462 WHV No Insurance

I know that this has probably asked a million times, but I would like to know what will happen with my visa application if I say that I don't have health insurance?
I know it is not a requirement, but I would seriously like to know some straight answers from people who have gotten the WHV even after stating that they didn't have any while filling out their application online.
With the whole ebola crisis at the moment, I am kind of worried that they mind be judgmental about the fact that I won't have health insurance.
I was going to look into it while being over there (as I'm not too keen about buying it online).

So, has anyone successfully obtained their WHV after stating they wouldn't have any?

I've heard about people lying on their application and not being asked to show proof of the insurance, but I am seriously not into the business of lying and getting in trouble--I have saved up so much money to do this, so I don't want to risk this dream of not coming true because of a lie.

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Old 11-18-2014, 08:56 AM
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If travel insurance isn't a requirement of the visa who are you afraid will think badly of you? They can't refuse you entry or send you back home for not having health insurance f it's not a requirement of the visa

Having said that, if you want to get insurance I would get it in the US before you come over. You most probably won't be able to get insurance in Australia- because as far as I am aware to get insurance you need to be a citizen and most have a 12 month waiting period before you can make any claims for a lot of items (and you will most likely have to do it online or over the phone anyway..). So look into getting a policy before you go.

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Visa: 820/801 Partner (Defacto) from WHV
Nationality: British
Applied: Online, Onshore (Melbourne)
Application Date: 5th February 2014
Police Checks: 5th February 2014
Medicals: 5th February 2014
GRANT DATE: 4th June 2014

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Old 11-18-2014, 09:10 AM
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Smile Health insurance for visitors

Hi Engaus

Many companies offer Health Insurance in Oz for visitors like students etc. We got ours from Bupa, as it was a requirement for the student visa.

You certainly don't have to be a citizen. Medibank also have it, as well as lots of others.

Here is a sample link -
Overseas Visitors Health Cover - Visitor Health Insurance| Medibank

Hope this helps. Cheers


Quote:
Originally Posted by Engaus View Post
If travel insurance isn't a requirement of the visa who are you afraid will think badly of you? They can't refuse you entry or send you back home for not having health insurance f it's not a requirement of the visa

Having said that, if you want to get insurance I would get it in the US before you come over. You most probably won't be able to get insurance in Australia- because as far as I am aware to get insurance you need to be a citizen and most have a 12 month waiting period before you can make any claims for a lot of items (and you will most likely have to do it online or over the phone anyway..). So look into getting a policy before you go.

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Old 11-18-2014, 09:16 AM
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Quote:
Originally Posted by Dinkum View Post
Hi Engaus

Many companies offer Health Insurance in Oz for visitors like students etc. We got ours from Bupa, as it was a requirement for the student visa.

You certainly don't have to be a citizen. Medibank also have it, as well as lots of others.

Here is a sample link -
Overseas Visitors Health Cover - Visitor Health Insurance| Medibank

Hope this helps. Cheers
Thanks Dinkum!!

Although looking at the cost of those I would still look into getting insurance before you go. Before I posted my above comment I was looking at travel insurance from America to Australia for a period of a year and it was a few hundred dollars cheaper than what $26.96 a week equates to over a year!!

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__________________
Visa: 820/801 Partner (Defacto) from WHV
Nationality: British
Applied: Online, Onshore (Melbourne)
Application Date: 5th February 2014
Police Checks: 5th February 2014
Medicals: 5th February 2014
GRANT DATE: 4th June 2014

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Old 11-18-2014, 09:23 AM
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Also, there still seems to be 12 month waiting periods on that Bupa insurance for young visitors..

Further Information - Visitors Cover | Medibank

__________________
Visa: 820/801 Partner (Defacto) from WHV
Nationality: British
Applied: Online, Onshore (Melbourne)
Application Date: 5th February 2014
Police Checks: 5th February 2014
Medicals: 5th February 2014
GRANT DATE: 4th June 2014

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Old 11-18-2014, 11:32 AM
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Those waiting periods can be waived if you've had continuous coverage in the US prior to your trip and it was at the level of what the visitor cover offers or higher. I had visitor coverage while on my PMV. It was a hassle getting the documents they required to waive the waiting periods, but it is possible.

Edited to add: I had Aussie insurance - visitor coverage through HIF. If I had it to do over again I might have gone with someone else. HIF wasn't terrible, but their customer service was meh. I never could tell if I was getting the right answer or not when I called with a question. And I seemed to get the same guy every time I called, weirdly. Dude with an Irish accent. lol

__________________
Original Nationality: US
Visa #1: PMV (300) through Washington, D.C
Applied: April 2013.
Visa Granted: January 2014.
Visa #2: Subclass 820 (From PMV).
Applied: End of April 2014.
Visa Granted: Early July 2014.
Visa #3: 801 (PR)
Eligibility Date: End of April 2016 (Applied a month prior).
PR Granted: Early April 2017.

Last edited by CollegeGirl; 11-18-2014 at 11:34 AM.

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